BXBX NOVEL Chapter 104 Zodiac Taurus Bank
The most fascinating thing about this bank was its strange banking system.
They had only one type of account available, a Personal Account.
However, this one account had tiers, the lowest being the G-Tier while the highest being A-Tier.
The uncommon region only G-Tier and F-Tier Accounts that only C-Rank Mercenary and B-Rank Mercenary can open them.
The G-Tier bank account didn\'t have any benefits.
While the F-Tier and E-Tier had small benefits like if they put more than one million gold coins into their bank accounts, they get 0.5% interest from the bank over every million they deposit.
These tiers were the lowest.
As for the D-Tier and C-Tier, their interest rate was 1% over a million gold coins, and their transitions will also cost 5% less than the normal rate.
As for Tier-B, this account didn\'t exist in the Rare Region, because anyone who can upgrade their account to this level wasn\'t someone to trifle with because they were extremely rich.
To upgrade a personal bank account, one required a deposit of 10,000 Gold Coins and they will get a G-Tier Account.
To upgrade to F from G, it was quite simple; the balance had to be over 1 million Gold Coins, and if the amount dropped from 1 million for a certain period of time, the bank account will then be downgraded to G-Tier again.
The E-Tier upgrade limit was 50 Million, while the D-Tier upgrade limit was 100 million, and the C-Tier upgrade limit was 500 million gold coins!
As for the B-Tier, there were two conditions to upgrade the personal account to this tier. First, the balance had to be over 1 Billion Gold Coins, and second, and most important; the owner needed a special recommendation from the Rarer Region.
As for what kind of recommendation and from where exactly, it wasn\'t mentioned, but Jacob could tell it would not be just a random place. He can only know about this recommendation information when he would be eligible for this tier, not before.
He wasn\'t even eligible for an F-Tier account, much less a B-Tier.
After knowing the strength of this bank, he wasn\'t worried about anything anymore. Even the Dark City had no choice but to give the Zodiac Taurus Bank way in their city, this show just how strong its grip was over the currency and economy.
Jacob approached the attendant again and said, "I want to open G-Tier Account."
The masked attended didn\'t show any emotion and nodded. "Do you have any accounts in your name with another organization?"
Jacob\'s eyes narrowed ever so slightly. "Does it matter?"
"Yes, if you\'re a C, B, or A rank mercenary or a high-level member of some guild, you are probably registered within our database through your name and DNA.
"Supposed if you\'re a C-rank mercenary and a Basic Apothecary, then you\'ll have two accounts to your name provided by both organizations.
"However, in our database, those two accounts don\'t exist, but only a Personal Account with different Private Transfer Codes. You also don\'t have to deposit 10,000 Gold Coin as well.
"Simply put, you can only have one Personal Account but different Private Transfer Codes. They all lead to your Personal Account.
"However, these Private Transfer Codes will only generate if you\'re registered with a powerful organization, like our mercenary agency or guilds of the Alchemy Guild.
"They all have their unique Transfer Codes, and every member will get one when they registered in their database for the first time."
Jacob was astonished since he had no idea about this. He confusingly asked, "Then where is my Personal Account?"
The masked attended chuckled at this moment, "It seemed you never visited the bank after receiving your bank account information from the organization, right?"
Jacob was lost for words, since it was true since she was talking about it without any shock this mean this wasn\'t a new case. So, he told the truth, "Something like that."
"Then that explains why you didn\'t know about your personal account details. So, do you want to complete the process now? Since you already have a personal account, you just need to complete the process." The attendant questioned.
Jacob thought for a moment before he said, "I don\'t have my Guild or Mercenary IDs with me, but I knew my Private Transfer Code. Does it work?"
He didn\'t want to show his uncommon region IDs. and if she can\'t see them, she would never know he was from the uncommon region.
As for using Decker\'s ID, he might\'ve already had such an account, but he wasn\'t sure if he can gain access to it without any knowledge about its account number or identification.
The masked woman nodded. "I only need those to track your personal account."
Jacob was relieved and told her about his mercenary Private Transfer Code.
Soon, she took out a tab-size device and inserted the Private Transfer Code, and when she entered it, details appeared.
She looked at Jacob with astonishment, "So, you really were affiliated with two organizations, huh? Quite rare for someone like to be here."
Jacob remained impassive since she only found out about his affiliation, not about from which region of affiliation.
"We all have our reasons." He coolly replied now he was completely at ease.
She nodded before she pressed a button and a scanner interface appeared on the screen. "I need both of your hand prints to complete the process."
Jacob didn\'t mind and put his hand on the scanner one by one, and after she was satisfied, she quickly complete the last process.
She then again handed the device to Jacob and said, "Write down the passcode. Keep in mind, if you forget, you need to pay 10,000 Gold Coin to reset it again from our branches, and you need to be there personally."
Jacob nodded and quickly jolted down a complex passcode that appeared *********** on the screen and handed it over again.
Afterward, the process went smoothly, and she jolted down something on the paper and then handed it to Jacob.
"This is your Personal Account Number and Personal Transfer Code. The difference between this Personal Transfer Code and the other Private Transfer Codes is you will receive your payment directly without having it processed from any organization\'s database." She handed Jacob the paper with two complex numbers.
Jacob glanced at it and remembered them instantly.
"How much balance do I have?" He asked while storing that paper away.
She looked at the screen and said, "After deducting 100 Gold Coins processing fee, 2,090 Gold Coins."
Jacob nodded since he had expected it. He then took out the bill bundle, which startled the attendant.
Jacob noticed her eyes contracted when she saw the bills, so he knew they were real.
He then gave her ten bills and said, "Deposit them into my account." As he put away the remaining 90 thousand in his pocket again.
She received them and carefully counted them before she used the device to update Jacob\'s account balance.
"It\'s done. Anything else?" She asked with a slightly gentle tone this time.
She knew anyone who possessed these bills in the uncommon region wasn\'t some random tom, dick, or harry.
Jacob thought for a moment before he took out Decker\'s ID card and said, "I want to know if this ID had an account register with it."
"You can\'t have that information as long as it\'s not your ID," she stated matter-of-factly.
"And how do I prove this is my ID card?" Jacob asked unhurriedly.
"To make sure no one gains access to the client\'s personal information and their assets if anyone wants account information on IDs, they had to scan their fingerprints first and pay a scanning fee.
"If those fingerprints matched the ones within our database, only then we can give you the information on the aforementioned ID card." She pliantly explained.
This kind of thing was quite normal when some enemy got their hands on some IDs of their targets, and they came straight to the bank to gain information on it.
So, to prevent this from happening, the Bank had a very strict policy about it.
No one can gain an account owner\'s personal information or bank account information without proving they were the actual owner.
Jacob wasn\'t frustrated by this, on the contrary, he was happy. Because it would be a massive letdown if he had gained access to Decker\'s account information just by his ID card.
That would\'ve also meant his information wasn\'t safe either.
Now that he was satisfied, he suddenly remembered something and questioned, "How can I send money or know when I received it through a bank transfer?"
She suddenly opened a drawer and put a phone size device in front of Jacob and said, "You have to buy this Zodiac Money Transfer Device from the Bank. It cost 20,000 Gold Coins and then registered with your bank account. Do you want it?"